Savings (Primary Share)
Our secure accounts allow you to grow your savings for anything you need or want.
- Minimum deposit of $5
- Online and mobile banking
- Withdraw your money at any time without penalty
- Federally insured up to $250,000 by the NCUA
Let's get going!
In order to get started, select an account that works for you.
Checking (Primary Share Draft)
Earn more and avoid pesky monthly fees with a free checking account.
- No monthly fees or balance requirements
- Courtesy Pay Overdraft Service available
- Select from exclusive Community or High School Spirit Debit Cards
Premier Savings
Earn more for higher balances with our Premier Savings while keeping your money fluid and accessible.
- Minimum balance starting at $100
- Increased APY at $50,000 and $100,000 balances
- Federally Insured by NCUA up to $250,000
Premier Checking
Earn more with a flexible checking account that rewards high account balances.
- $0 minimum to open
- No monthly service fee
- Give back with Spirit Debit Card Program
New Start Savings
If you don't have a SSN (Social Security Number), you can still enjoy the benefits of a Raiz account with a New Start Savings.
- ITIN (Individual Tax Identification Number) required to open
- Only $5 to open & $0 monthly maintenance fees
- Federally insured up to $250,000 by NCUA
- Award-winning mobile app and online banking
New Start Checking
If you don't have a SSN (Social Security Number), you can still enjoy the benefits of a Raiz checking account with a New Start Checking.
- ITIN (Individual Tax Identification Number) required to open
- Requires a New Start savings to open & $0 monthly maintenance fees
- Federally insured up to $250,000 by NCUA
- Award-winning mobile app and online banking
Secondary Savings
Have multiple goals to save for? Now you can separate your money to keep your savings on track for each goal you set.
- No restrictions or saving limits
- Earn as you save
- 24/7 Online Access